Sharing our values: manifesto & commitments

The AAM Manifesto reflects an ambitious vision:
to promote insurance that contributes to transforming society positively.

Your expectations are:

financial

hose of a citizen

societal

At a time when what is said and communicated does not always translate into action, we pledge, before you and together with you, with determination and sincerity, to report annually to our members on the steps we are taking to put our shared values into practice.

We are insurers, yes, and mutual insurers.
Because we are you, you will find in us the most appropriate solutions to meet your legitimate expectations for protection and support throughout your lives.

Our core commitments

Promoting people-centred insurance

Promoting people-centred insurance

To ensure that every policyholder is an active participant, not just an anonymous customer.

Promoting solidarity and inclusion

Promoting solidarity and inclusion

Supporting vulnerable groups, strengthening prevention, and providing support during life transitions.

Committing to climate action and transitions

Committing to climate action and transitions

Develop insurance solutions tailored to climate-related risks; promote regional resilience.

The Manifesto of the Association of Mutual Insurers
Advocating a model based on internal democracy

Advocating a model based on internal democracy

To strengthen the role of members, transparency and democratic governance within mutual insurance organisations.

Fostering responsible innovation

Fostering responsible innovation

Digital innovation, predictive models, data applications – but always within an ethical framework.

Why are we here?
Who are we?

Download the AAM manifesto