Legal notices

2. General terms and conditions of use of the website and the services offered

Use of the aam-asso.fr website implies full and unconditional acceptance of the terms and conditions of use set out below. These terms and conditions of use may be amended or supplemented at any time; users of the aam-asso.fr website are therefore advised to consult them regularly.
This website is normally accessible to users at all times. However, the webmaster may decide to suspend access for technical maintenance purposes, in which case they will endeavour to notify users in advance of the dates and times of such maintenance.
The aam-asso.fr website is updated regularly by the webmaster. Similarly, the legal notices may be amended at any time: they are nevertheless binding on the user, who is advised to refer to them as often as possible in order to keep abreast of any changes.

3. Description of the services provided

The purpose of the aam-asso.fr website is to provide information on all the activities of the AAM (Association of Mutual Insurers) and its members.
The AAM Association des Assureurs Mutualistes endeavours to provide information on the aam-asso.fr website that is as accurate as possible. However, the AAM Association des Assureurs Mutualistes cannot be held liable for any omissions, inaccuracies or failures to update the information, whether caused by itself or by third-party partners who provide this information.
All information provided on the aam-asso.fr website is for guidance only and is subject to change. Furthermore, the information on the aam-asso.fr website is not exhaustive. It is subject to any changes that may have been made since it was published online.

4. Contractual restrictions on technical data

The aam-asso.fr website uses JavaScript technology.
The website of the AAM (Association des Assureurs Mutualistes) cannot be held liable for any material damage arising from the use of the site. Furthermore, users of the site undertake to access it using up-to-date equipment that is free from viruses and with a latest-generation, up-to-date web browser.

5. Intellectual property and counterfeiting

The AAM (Association des Assureurs Mutualistes) owns the intellectual property rights to, or holds the rights to use, all elements accessible on the website, including text, images, graphics, logos, icons, sounds and software.
Any reproduction, representation, modification, publication or adaptation of all or part of the elements of the website, by whatever means or process, is prohibited without the prior written authorisation of the AAM Association des Assureurs Mutualistes.
Any unauthorised use of the website or any of the elements it contains shall be deemed to constitute an infringement and shall be prosecuted in accordance with the provisions of Articles L.335-2 et seq. of the Intellectual Property Code.

6. Limitations of liability

The AAM (Association of Mutual Insurers) cannot be held liable for any direct or indirect damage caused to the user’s equipment whilst accessing the aam-asso.fr website, resulting either from the use of equipment that does not meet the specifications set out in point 4, or from the occurrence of a bug or incompatibility.
The AAM Association of Mutual Insurers shall also not be held liable for any indirect damage resulting from the use of the aam-asso.fr website.
Interactive sections (such as the ability to ask questions in the members’ area) are available to users. The AAM Association des Assureurs Mutualistes reserves the right to remove, without prior notice, any content posted in these sections that contravenes the legislation applicable in France, in particular the provisions relating to data protection. Where applicable, the AAM Association des Assureurs Mutualistes also reserves the right to hold the user liable under civil and/or criminal law, in particular in the event of messages of a racist, abusive, defamatory or pornographic nature, regardless of the medium used (text, photographs, etc.).

7. Management of personal data

In France, personal data is protected in particular by Law No. 78-87 of 6 January 1978, Law No. 2004-801 of 6 August 2004, Article L. 226-13 of the Criminal Code and the European Directive of 24 October 1995.
When using the aam-asso.fr website, the following information may be collected: the URL of the links via which the user accessed the aam-asso.fr website, the user’s internet service provider, and the user’s Internet Protocol (IP) address.
The AAM Association des Assureurs Mutualistes collects personal information relating to the user solely for the purposes of certain services offered by the aam-asso.fr website. The user provides this information in full knowledge of the facts, particularly when entering it themselves. Users of the aam-asso.fr website are then informed whether or not they are required to provide this information.
In accordance with the provisions of Articles 38 et seq. of Law No. 78-17 of 6 January 1978 on data processing, files and civil liberties, all users have the right to access, rectify and object to the processing of their personal data by submitting a written and signed request, accompanied by a copy of an identity document bearing the holder’s signature, specifying the address to which the reply should be sent.
No personal information relating to users of the aam-asso.fr website is published without the user’s knowledge, nor is it exchanged, transferred, assigned or sold to third parties in any form whatsoever.
The website aam-asso.fr is registered with the CNIL under number (Registration pending).
Databases are protected by the provisions of the Act of 1 July 1998 transposing Directive 96/9 of 11 March 1996 on the legal protection of databases.

8. Hyperlinks and cookies

The aam-asso.fr website contains a number of hyperlinks to other websites, which have been included with the permission of the AAM (Association des Assureurs Mutualistes). However, the AAM (Association des Assureurs Mutualistes) is unable to verify the content of the websites visited in this way and therefore accepts no liability in this regard.
Browsing the aam-asso.fr website may result in one or more cookies being stored on the user’s computer. A cookie is a small file which does not allow the user to be identified, but which records information relating to a computer’s browsing activity on a website. The data collected in this way is intended to make it easier for you to navigate the website in future, and is also used to analyse website traffic.
Refusing to accept a cookie may mean that you are unable to access certain services. However, users can configure their browser to block the installation of cookies.

9. Governing law and jurisdiction

Any dispute arising in connection with the use of the aam-asso.fr website shall be governed by French law. Exclusive jurisdiction is hereby conferred on the competent courts of Paris.

10. The main relevant laws

Act No. 78-17 of 6 January 1978, as amended in particular by Act No. 2004-801 of 6 August 2004 on data processing, files and civil liberties.
Act No. 2004-575 of 21 June 2004 on confidence in the digital economy.

11. Glossary

User: An internet user who logs in to and uses the aforementioned website.
Personal data: ‘information which, in any form whatsoever, directly or indirectly, enables the identification of the natural persons to whom it relates’ (Article 4 of Law No. 78-17 of 6 January 1978).