{"id":9808,"date":"2026-03-31T16:43:54","date_gmt":"2026-03-31T14:43:54","guid":{"rendered":"https:\/\/aam-asso.fr\/working-togetherour-missions-and-areas-of-focus"},"modified":"2026-07-06T15:35:44","modified_gmt":"2026-07-06T13:35:44","slug":"working-togetherour-missions-and-areas-of-focus","status":"publish","type":"page","link":"https:\/\/aam-asso.fr\/en\/working-togetherour-missions-and-areas-of-focus","title":{"rendered":"Working Together:<br \/>Our Missions and Areas of Focus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9808\" class=\"elementor elementor-9808 elementor-5423\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7670d756 e-flex e-con-boxed e-con e-parent\" data-id=\"7670d756\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-172572f9 elementor-widget elementor-widget-text-editor\" data-id=\"172572f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Giving a <span class=\"souligne-voix\">Voice to All Aspects<\/span> of Mutualism<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-714fd0be e-con-full e-flex e-con e-child\" data-id=\"714fd0be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68fddfb0 elementor-widget elementor-widget-text-editor\" data-id=\"68fddfb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>The AAM is an association of nonprofit companies.<\/strong><br\/>As the sole representative of the mutual insurance sector within <a href=\"https:\/\/www.franceassureurs.fr\/\" target=\"_blank\" rel=\"noopener\"><strong>France Assureurs<\/strong><\/a>, it brings together the vast majority of mutual insurance companies while respecting the diversity of their lines of business, sizes, and geographic areas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d08e3b1 e-flex e-con-boxed e-con e-parent\" data-id=\"2d08e3b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-285efeae e-con e-atomic-element e-div-block-base e-285efeae-13d318d \" data-id=\"285efeae\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"285efeae\" data-e-type=\"e-div-block\" data-id=\"285efeae\">\n    \t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-22f2294e-0f283c6\" data-interaction-id=\"22f2294e\" data-e-type=\"widget\" data-id=\"22f2294e\"  id=\"9801\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/2026\/05\/les-missions-de-l-AAM2.svg\" width=\"614\" height=\"409\" srcset=\"\" alt=\"The AAM&#039;s Missions\"\/>\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-1c6acbf0 e-con e-atomic-element e-div-block-base e-1c6acbf0-08333fd \" data-id=\"1c6acbf0\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"1c6acbf0\" data-e-type=\"e-div-block\" data-id=\"1c6acbf0\">\n    \t\t<div class=\"elementor-element elementor-element-9bf17f3 elementor-widget elementor-widget-heading\" data-id=\"9bf17f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">A Core Mission<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24ced20 elementor-widget elementor-widget-text-editor\" data-id=\"24ced20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To promote the interests of mutual insurers with:<\/p><ul><li>from <a href=\"https:\/\/www.franceassureurs.fr\/\" target=\"_blank\" rel=\"noopener\">France Assureurs<\/a>,<\/li><li>from national authorities,<\/li><li>from European institutions,<\/li><li>from international organizations.<\/li><\/ul><p>The AAM is involved in all matters related to mutual insurance: governance, regulation, financial instruments, the prudential framework, amendments to the Insurance Code, etc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-757dd549 e-flex e-con-boxed e-con e-parent\" data-id=\"757dd549\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a87a76c elementor-widget elementor-widget-text-editor\" data-id=\"4a87a76c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"souligne-bleum pb-xl-3\">Strong action<\/span> at the national level<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b8f256 e-grid e-con-full e-con e-child\" data-id=\"1b8f256\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e1978a9 e-con-full e-flex e-con e-child\" data-id=\"e1978a9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<h3 data-interaction-id=\"1ecb8a6\" class=\"e-1ecb8a6-abe1689 e-heading-base\" data-e-type=\"widget\" data-id=\"1ecb8a6\"><strong>Close collaboration with France Assureurs<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c9e4f elementor-widget elementor-widget-text-editor\" data-id=\"15c9e4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Thanks to its representative nature, the AAM plays a central role in the work of France Assureurs.<br\/>All of its members are members of France Assureurs and participate fully in its federation-wide activities.<\/p><ul><li>The president of the AAM is also the vice president of France Assureurs.<\/li><li>Nine AAM members serve on the<strong> Executive Board<\/strong> of France Assureurs, where they represent the mutual insurance sector.<\/li><li>The AAM supports positions specific to mutualism and complements the work carried out by the federation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e4302a my-auto elementor-widget elementor-widget-image\" data-id=\"6e4302a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.franceassureurs.fr\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"196\" height=\"34\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/2026\/04\/france-assureurs-logo.webp\" class=\"attachment-large size-large wp-image-9802\" alt=\"France Assureurs Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a1122e e-con-full e-flex e-con e-child\" data-id=\"0a1122e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<h3 data-interaction-id=\"5c81df4\" class=\"e-5c81df4-e464578 e-heading-base\" data-e-type=\"widget\" data-id=\"5c81df4\"><strong>Working Together to Prevent Risks<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd49126 elementor-widget elementor-widget-text-editor\" data-id=\"fd49126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The creation of France Assureurs led to the establishment of <strong><a href=\"https:\/\/www.assurance-prevention.fr\/\" target=\"_blank\" rel=\"noopener\">Assurance Pr\u00e9vention<\/a><\/strong>, which brings together all insurers.<\/p><ul><li>This association is chaired by <strong>Patrick Jacquot,<\/strong> president and CEO of Mutuelle des Motards, a member of the AAM\u2019s Executive Committee.<\/li><li>All AAM members are members of this organization.<\/li><li>The AAM is also represented on the Board of Directors of<strong> Pr\u00e9vention Routi\u00e8re<\/strong> by <strong>Thierry Monminoux (Pr\u00e9vention MAIF).<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e8e3ac elementor-widget elementor-widget-image\" data-id=\"7e8e3ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.assurance-prevention.fr\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"221\" height=\"59\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/2026\/04\/logo-assurance-prevention.svg\" class=\"attachment-full size-full wp-image-9803\" alt=\"Assurance Pr\u00e9vention Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-012b8ce e-con-full e-flex e-con e-child\" data-id=\"012b8ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<h3 data-interaction-id=\"a677503\" class=\"e-a677503-770d80d e-heading-base\" data-e-type=\"widget\" data-id=\"a677503\"><strong>Revitalizing the mutual insurance sector<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1512f9 elementor-widget elementor-widget-text-editor\" data-id=\"c1512f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>The AAM serves as a constructive forum for mutual insurers. Its role is to help them better understand their operating environment and share their experiences. <\/li><li>Its purpose is to address any industry-related topics on which mutual insurers wish to express a specific approach, and to encourage and develop synergies among its Members. Meetings and events are organized to foster dialogue among them. The AAM is responsible for encouraging its members to adhere to best practices, in accordance with the charter of values set forth in its bylaws.  <\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd43223 e-con-full e-flex e-con e-child\" data-id=\"bd43223\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<h3 data-interaction-id=\"0dc9786\" class=\"e-0dc9786-a018281 e-heading-base\" data-e-type=\"widget\" data-id=\"0dc9786\"><strong>A Convergence Trend in Support of the Mutualist Model<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-e02e68c elementor-widget elementor-widget-text-editor\" data-id=\"e02e68c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The AAM maintains close ties with the <a href=\"https:\/\/www.mutualite.fr\/\" target=\"_blank\" rel=\"noopener\"><strong>FNMF <\/strong>(National Federation of French Mutual Insurance)<\/a> to strengthen the overall cohesion of the mutual insurance movement.<br\/>Since 2024, the Mutual Insurance Forum has served as a venue for debates and discussions, bringing together leaders from the AAM and the <a href=\"https:\/\/www.mutualite.fr\/\" target=\"_blank\" rel=\"noopener\">FNMF<\/a>, as well as elected officials from the National Assembly, to address issues related to insurance and society.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65e387c elementor-widget elementor-widget-image\" data-id=\"65e387c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.mutualite.fr\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"149\" height=\"106\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/2026\/04\/mutualite-francaise.svg\" class=\"attachment-full size-full wp-image-9804\" alt=\"Mutualit\u00e9 Fran\u00e7aise Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e709c94 e-flex e-con-boxed e-con e-parent\" data-id=\"e709c94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e6ed5c elementor-widget elementor-widget-text-editor\" data-id=\"8e6ed5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>An Active Influence in <span class=\"souligne-fushia\">Europe<\/span><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5acafe e-con e-atomic-element e-flexbox-base e-c5acafe-1c6041a \" data-id=\"c5acafe\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"c5acafe\" data-e-type=\"e-flexbox\" data-id=\"c5acafe\">\n    <div class=\"elementor-element elementor-element-b238582 e-con e-atomic-element e-div-block-base e-b238582-be76fb8 \" data-id=\"b238582\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"b238582\" data-e-type=\"e-div-block\" data-id=\"b238582\">\n    \t\t<div class=\"elementor-element elementor-element-e5072ea elementor-widget elementor-widget-heading\" data-id=\"e5072ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The AAM, the French representative within AMICE<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69f57a1 elementor-widget elementor-widget-image\" data-id=\"69f57a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/elementor\/thumbs\/logo-Amice-ro4ee55ude49c7ydbwhaxgw8uhjkf89msdf649h7e4.png\" title=\"logo-Amice\" alt=\"logo-Amice\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a98822d elementor-widget elementor-widget-text-editor\" data-id=\"a98822d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The AAM is a member of <a href=\"https:\/\/amice-eu.org\/\" target=\"_blank\" rel=\"noopener\">AMICE <\/a>(Association of Mutual and Cooperative Insurers in Europe), which has 65 members, including four national associations of mutual and cooperative insurers. <strong><a href=\"https:\/\/amice-eu.org\/\" target=\"_blank\" rel=\"noopener\">AMICE <\/a><\/strong>represents more than 500 mutual and cooperative insurance entities in Europe. <\/p><p>It actively participates in working groups, benchmarking initiatives, seminars, conferences, and so on. The AAM\u2019s Secretary General, Corn\u00e9lia Federkeil, serves as <a href=\"https:\/\/amice-eu.org\/\" target=\"_blank\" rel=\"noopener\">AMICE<\/a>\u2019s Vice President, in charge of advocacy. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-eb74660 e-con e-atomic-element e-div-block-base e-eb74660-aff8328 \" data-id=\"eb74660\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"eb74660\" data-e-type=\"e-div-block\" data-id=\"eb74660\">\n    <div class=\"elementor-element elementor-element-49ff6dd e-con e-atomic-element e-div-block-base e-49ff6dd-73f5aed \" data-id=\"49ff6dd\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"49ff6dd\" data-e-type=\"e-div-block\" data-id=\"49ff6dd\">\n    \t\t\t<h3 data-interaction-id=\"47df2d1\" class=\"e-47df2d1-f770471 e-heading-base\" data-e-type=\"widget\" data-id=\"47df2d1\">Priority Working Groups<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0e9b8d elementor-widget elementor-widget-text-editor\" data-id=\"f0e9b8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In particular, the AAM contributes to the following <a href=\"https:\/\/amice-eu.org\/\" target=\"_blank\" rel=\"noopener\">AMICE <\/a>working groups:<\/p><ul><li>Regulatory Affairs<\/li><li>Prudential Regulation<\/li><li>CSR (Corporate Social Responsibility),<\/li><li>Communication<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-674e8a5 e-con e-atomic-element e-div-block-base e-674e8a5-f9c02e0 \" data-id=\"674e8a5\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"674e8a5\" data-e-type=\"e-div-block\" data-id=\"674e8a5\">\n    \t\t\t<h3 data-interaction-id=\"ec7ce5e\" class=\"e-ec7ce5e-3fc5bf6 e-heading-base\" data-e-type=\"widget\" data-id=\"ec7ce5e\">Advocating for Mutualist Governance<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f7671c elementor-widget elementor-widget-text-editor\" data-id=\"5f7671c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The AAM promotes a European vision in which:<\/p><ul><li>mutual governance is fully recognized,<\/li><li>the model&#8217;s resilience and stability are emphasized,<\/li><li>The practical tools of mutualism are highlighted to distinguish mutuals from for-profit organizations.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a139fd6 e-flex e-con-boxed e-con e-parent\" data-id=\"a139fd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1398a88 elementor-widget elementor-widget-text-editor\" data-id=\"1398a88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>An <span class=\"souligne-actu\">International <\/span>Presence with ICMIF<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0691e0 e-con-full e-flex e-con e-child\" data-id=\"a0691e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8cbf20 elementor-widget elementor-widget-text-editor\" data-id=\"c8cbf20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The AAM represents its members as an associate member of the <strong><a href=\"https:\/\/www.icmif.org\/fr\" target=\"_blank\" rel=\"noopener\">ICMIF <\/a><\/strong>(International Confederation of Mutual and Cooperative Insurers).<\/p><p><a href=\"https:\/\/www.icmif.org\/fr\" target=\"_blank\" rel=\"noopener\">ICMIF <\/a>brings together 220 \u201cpeople-centered\u201d insurers\u2014to use their own terminology\u2014<strong>spanning 53 countries.<\/strong><\/p><p>Through this affiliation, the AAM participates, via a working group, in economic monitoring and analysis of trends in the insurance market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"b6b8496\" class=\"e-b6b8496-b143786 e-heading-base\" data-e-type=\"widget\" data-id=\"b6b8496\">Key Figures on ICMIF Members (2022)<\/h3>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30bedd5 e-flex e-con-boxed e-con e-parent\" data-id=\"30bedd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-35aa36cf e-con e-atomic-element e-flexbox-base e-35aa36cf-afba418 \" data-id=\"35aa36cf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"35aa36cf\" data-e-type=\"e-flexbox\" data-id=\"35aa36cf\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-7a9e10e-098d3b7\" data-interaction-id=\"7a9e10e\" data-e-type=\"widget\" data-id=\"7a9e10e\" id=\"9805\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/2026\/04\/logo-icmif.webp\" width=\"200\" height=\"200\" srcset=\"\" alt=\"ICMIF Logo\"\/>\t\t\t\t<div class=\"elementor-element elementor-element-28ff71dd h3 elementor-widget elementor-widget-counter\" data-id=\"28ff71dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">millions of members<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"234\" data-from-value=\"200\" data-delimiter=\",\">200<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d70ea98 h3 elementor-widget elementor-widget-counter\" data-id=\"d70ea98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">trillions of dollars in assets<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1.75\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c325ab h3 elementor-widget elementor-widget-counter\" data-id=\"9c325ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">billions of dollars in premiums<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"238\" data-from-value=\"200\" data-delimiter=\",\">200<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78f1df0c e-flex e-con-boxed e-con e-parent\" data-id=\"78f1df0c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a385538 elementor-widget elementor-widget-text-editor\" data-id=\"5a385538\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Mutual Insurance Companies in the Social and Solidarity Economy (<span class=\"souligne-voix\">SSE<\/span>) <\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"fb12ed4\" class=\"e-fb12ed4-0fc01aa e-heading-base\" data-e-type=\"widget\" data-id=\"fb12ed4\">A model enshrined in law<\/h3>\n\t\t<div class=\"elementor-element elementor-element-27573c2f e-flex e-con-boxed e-con e-child\" data-id=\"27573c2f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f15515e e-con e-atomic-element e-div-block-base e-f15515e-69f21f3 \" data-id=\"f15515e\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"f15515e\" data-e-type=\"e-div-block\" data-id=\"f15515e\">\n    \t\t<div class=\"elementor-element elementor-element-3696eb elementor-widget elementor-widget-text-editor\" data-id=\"3696eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mutual insurance companies fall under <strong>the Social and Solidarity Economy <\/strong>(SSE) in accordance with the law of July 31, 2014.<br\/>They uphold strong values, as set forth in the AAM charter:<\/p><ul><li>solidarity, community, and democracy;<\/li><li>equity among members;<\/li><li>access for as many people as possible through tailored contracts;<\/li><li>seeking the best value for money;<\/li><li>socially responsible management;<\/li><li>contribution to eco-sustainable growth.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-0b47377 e-con e-atomic-element e-div-block-base e-0b47377-8fe8eeb \" data-id=\"0b47377\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"0b47377\" data-e-type=\"e-div-block\" data-id=\"0b47377\">\n    \t\t\t<img loading=\"lazy\" decoding=\"async\" class=\"e-image-base e-ed2c2d5-cbbb9a9\" data-interaction-id=\"ed2c2d5\" data-e-type=\"widget\" data-id=\"ed2c2d5\" id=\"9806\" src=\"https:\/\/aam-asso.fr\/wp-content\/uploads\/2026\/04\/logo_ESSFrance_600x300.webp\" width=\"600\" height=\"300\" srcset=\"\" alt=\"ESS France Logo\"\/>\t\t\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f555bab e-flex e-con-boxed e-con e-child\" data-id=\"f555bab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<h3 data-interaction-id=\"b2ee2cb\" class=\"e-b2ee2cb-f6694ec e-heading-base\" data-e-type=\"widget\" data-id=\"b2ee2cb\"><strong>The AAM\u2019s Institutional Role in the Social and Solidarity Economy<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-d60f7a9 elementor-widget elementor-widget-text-editor\" data-id=\"d60f7a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Through its representative role within the profession, the AAM thus embodies the social economy in the mutual insurance sector and upholds societal values aligned with future challenges. It coordinates its initiatives with other actors in <a href=\"https:\/\/www.ess-france.org\/\" target=\"_blank\" rel=\"noopener\">the social and solidarity<\/a> economy and participates in their work. <\/p><p>Its presence on these bodies strengthens its influence in advancing the interests of mutual insurance companies through its vice-presidency of the French Chamber of Social and Solidarity Economy (<a href=\"https:\/\/www.ess-france.org\/\">ESS France<\/a>) and through high-level representation of AAM members on the Higher Council for the Social and Solidarity Economy, to which it has appointed four representatives, one of whom is a member of the Executive Committee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a03cc76 elementor-widget elementor-widget-text-editor\" data-id=\"a03cc76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><em>Mutual insurance companies must set themselves apart through innovation, solidarity, a long-term vision of their business, and, of course, their non-profit status.<\/em><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Giving a Voice to All Aspects of Mutualism The AAM is an association of nonprofit companies.As the sole representative of the mutual insurance sector within France Assureurs, it brings together the vast majority of mutual insurance companies while respecting the diversity of their lines of business, sizes, and geographic areas. A Core Mission To promote<\/p>\n","protected":false},"author":987,"featured_media":0,"parent":0,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9808","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Our Missions | The AAM: The Voice of Mutual Insurance at France Assureurs and in Europe<\/title>\n<meta name=\"description\" content=\"The AAM advocates for the interests of mutual insurance companies in France and Europe through lobbying, working groups, and representation with France Assureurs, AMICE, and ICMIF.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aam-asso.fr\/en\/working-togetherour-missions-and-areas-of-focus\" \/>\n<meta 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